Middle Floor Apartment·Ref R5486056

2-Bed Middle Floor Apartment in Malaga - Centro, Costa del Sol€529,000

€529,000
  • 2 beds
  • 1 baths
  • 109 m² built

About the residence

Set just steps from Plaza de la Merced, in the very heart of Málaga’s historic centre, this beautifully designed 2-bedroom apartment offers a rare blend of character, comfort and immediate usability. Located in one of the city’s most popular areas for short-term rentals and urban living, it is a home that works equally well as a lifestyle choice or a ready-to-run investment. Completely renovated in 2023, the apartment has been thoughtfully reimagined with both quality and atmosphere in mind. The owners have invested not only financially, but emotionally — working with an interior designer to create a warm, elegant space where every detail feels intentional. High-end furniture, carefully selected appliances and a cohesive design language give the home a refined yet welcoming feel. The living area opens onto a charming French balcony, allowing natural light to flow through the apartment throughout the day. Despite its central location, the two bedrooms are positioned away from street activity, offering calm and privacy — a highly appreciated feature for both residents and guests. Comfort has been prioritised throughout, with air conditioning installed in all rooms. A practical ground-floor storage room provides additional space for everyday needs, luggage or seasonal items — a discreet but valuable bonus in a central property. The apartment is sold fully furnished and ready for immediate use. With a valid, transferable tourist license already in place and an established rental history, the new owner can step in seamlessly from day one — whether the intention is to live, rent, or combine both. A thoughtfully executed home in a prime Málaga location, offering style, ease and immediate functionality.

Features

Specification

Furniture
Fully Furnished
Climate
Air conditioning

Highlights

  • Private Terrace
  • Double Glazing
  • Storage Room
  • Close To Port
  • Close To Shops

Highlights continued

  • Close To Town
  • Close To Schools
  • Near Transport
  • Near Church

Setting

  • Close To Port
  • Close To Shops
  • Close To Town
  • Close To Schools
  • Near Transport
  • Near Church

Interior

  • Storage Room
  • Double Glazing

Exterior

  • Private Terrace

Climate Control

  • Air Conditioning

Furniture

  • Fully Furnished

Location

Malaga - Centro

The exact position of this residence is shared on enquiry. Meanwhile, read how the surrounding area lives.

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The numbers

The numbers on this home.

A working estimate of purchase costs and mortgage payments for this residence. All values indicative — we'll walk you through the exact figures for your situation.

Spanish mortgages are denominated in euros

Purchase costs

Transfer tax (ITP, 7%)
€37,030
Notary & land registry (≈0.75%)
€3,968
Legal fees (1% + VAT)
€6,401
Purchase costs (~10–12%) details
€47,398

Good to know

Purchase costs are payable on completion, in addition to the price. Resale homes carry transfer tax; new builds carry VAT and stamp duty. Notary, registry and legal fees apply either way — and a mortgage adds an arrangement fee of roughly 1.5% of the loan.

Guide only — figures are indicative and vary with the individual transaction and lender. We'll walk you through the exact costs for this residence.

Mortgage

€158,700

Minimum 30% for non-residents

Maximum term depends on your age — typically the mortgage must end by age 75.

3.20%

Variable rate (Euribor + margin) — currently around 3.2% via our mortgage partner.

Deposit
€158,700
Loan amount
€370,300
Arrangement fee (1.5% of loan)
€5,555
Monthly payment
€1,795

Total cash required

€211,653

Monthly payment

€1,795

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