ITP, IVA, notary fees and annual costs — a clear guide to what you will actually pay.
The purchase itself is only part of your Marbella budget. Understanding what happens around it — transfer taxes, notary and registry fees, annual charges — separates a well-prepared buyer from a stressed one.
Resale purchases (ITP)
In Andalucía, the standard transfer tax on a resale property is 7% of the declared purchase price. There is no VAT on a resale.
New-build purchases (IVA + AJD)
New-build purchases carry 10% VAT (IVA) plus 1.2% stamp duty (AJD) in Andalucía.
Notary, registry and legal
Budget around 1.5% of the purchase price for notary, land registry and legal fees combined. Your lawyer is worth every cent.
Annual running costs
IBI (council tax) is typically 0.4–1.1% of catastral value per year. Non-resident income tax, community fees and basura (rubbish) add small annual charges.
Our advice
Budget 12–13% on top of the headline price for a resale, or 13–14% for a new-build. Never make an offer without knowing your total cost.
Speak to a partner
Considering a move — or a sale — on the coast?
Every enquiry is handled personally by a partner, in private. We reply within 24 hours.
