Moving to Marbella: the first 90 days
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Moving to Marbella: the first 90 days

July 2026 · 7 min read

The practical checklist that saves a relocating family six months of small mistakes.

Moving to Marbella is the fun part. The ninety days that follow — the residency paperwork, the school enrolments, the utilities, the doctor registrations — are the part nobody warns you about. Here is our shortlist.

Weeks 1–2: NIE and empadronamiento

Apply for your NIE (foreigner identity number) and register with the local town hall (empadronamiento) immediately. Every other administrative step depends on these two.

Weeks 2–4: bank account and utilities

Open a Spanish bank account, transfer utilities into your name, and register with a mobile provider. Sabadell, Bankinter and BBVA are the usual choices for international residents.

Weeks 4–6: schools and doctors

Confirm school places, register the family with a private clinic (Hospiten, Quirónsalud or Vithas Xanit), and organise health insurance if your school does not include it.

Weeks 6–12: paperwork and residency

Apply for TIE (residency card), register for social security if you are working, and begin the tax residency process with a Spanish accountant.

The ninety-day mindset

Spain rewards patience. Nothing moves quickly. Everything works out — usually in the second appointment.

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